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Final expense insurance provides essential protection for your loved ones
Premiums are based on your current age. The sooner you apply, the lower your rate will be for life.
Most applicants are approved regardless of health history. No medical exams required.
Ensure your family isn't burdened with funeral costs that average $7,000-$12,000.
Consider these factors when choosing your coverage amount:
Funeral costs: Average $7,000-$12,000 but can vary by location and preferences
Outstanding debts: Medical bills, credit cards, or other final expenses
Travel costs: For family members who may need to travel for services
Memorial services: Additional costs for celebrations of life or other memorials
Inflation: Consider future cost increases when selecting coverage
Common questions about getting a quote
Most applications are approved the same day, with coverage starting immediately upon approval. The entire process from quote to coverage can often be completed in less than 24 hours.
No medical exams are required for our final expense policies. We only ask a few simple health questions during the application process.
Yes! We offer guaranteed acceptance policies specifically designed for seniors and those with health conditions. While premiums may be slightly higher for those with serious conditions, you cannot be denied coverage.
Benefits are typically paid to your named beneficiary within 24-48 hours after we receive a certified death certificate. They can use the funds for any purpose, though they're intended to cover your final expenses.
Absolutely. There's no cost to get a quote and no obligation to purchase. We believe in providing transparent information so you can make the best decision for your family.
